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 Expert  725551

Expert in Insurance, Life Insurance, and Insurance Coverage

Available for your Consulting and Expert Witness Needs

California (CA)
Education Work History Career AccomplishmentsPublicationsConsulting Services Expert Witness Market Research

Summary of Expertise:

Listed with other top experts in: 

Expert is an author, speaker, and advocate on life insurance and financial literacy. Through his educational books and website he provides simple answers to complex questions on life insurance. Expert is a member of the California Department of Insurance Curriculum Board and the National Financial Educator's Council Curriculum Advisory Board. Expert also serves as the Director of Financial Preparedness for Expert's Firm.

Expert's writings include blog Posts & articles and he served as a technical editor for magazines. Expert has had multiple media appearances.




life insurance


insurance coverage

Show Secondary and Basic Areas of Expertise
Expert may consult nationally and internationally, and is also local to the following cities: San Jose, California;  San Francisco, California;  Sacramento, California;  Oakland, California;  Stockton, California;  Fremont, California;  Modesto, California;  Salinas, California;  Santa Rosa, California;  and Hayward, California.

Year   Degree   Subject   Institution  
1986   Bachelor of Science (B.S.)   Finance   California State University at Chico  

Work History:
Years   Employer   Department   Title   Responsibilities

1995 to





Life Insurance Sage, Author, Speaker & Consultant


He is a nationally recognized expert on life insurance from both a consumer perspective and advisor perspective.

1987 to 1995


Acordia Lloyd Insurance Services


Life Insurance Department


Assistant Vice President


He was a life insurance sales consultant and oversaw life insurance sales.

2012 to





Director of Financial Preparedness


Career Accomplishments:

SFSP - Society of Financial Service Professionals; PPP - Partnership on Planned Philanthropy; NCPGC - Northern California Planned Giving Council


LA - California (DOI) - Life and Disability Insurance Analyst CLU - Chartered Life Underwriter

Professional Appointments

Member: California Department of Insurance: Curriculum Board; Member: St. Joseph's Elementary School Advisory Board; Member: Lucille Packard Children's Hospital Foundation Advisory Council; Past President (and Regional Liaison)- San Francisco Chapter - SFSP Past President - Northern California Leading Life Producers Past Director - San Francisco NAIFA (National Association Insurance & Financial Advisors)


Expert has received the EIFLE (Excellence in Financial Literacy Award- Risk Management Category) from the IFL (Institute on Financial Literacy). Forbes has named Expert's book as 1 of 9 great investment books.

Publications and Patents Summary

Expert has written an acclaimed full-length "toolbook" regarding a variety of aspects of life insurance. He has also written numerous articles and has been Technical Editor for three other Finance and Investment books.

Selected Publications and Publishers  
 - Life Insurance Sage Press  

Government Experience:
Years   Agency   Role   Description
2010 to   California Department of Insurance   Member: Curriculum Board   Members of the Curriculum Board are appointment by the State Insurance Commissioner and oversee Licensing & Education for Agents & Brokers in the State of California

Consulting Services:
Click the green button above to contact Expert for a free initial screening call regarding your expert consulting needs.  Expert is available for consulting to corporate, legal and government clients.  Remember, your initial screening call to speak with Expert is free.

Expert Witness:
Expert Witness Experience Summary:
He has consulting experience on 5-10 cases.
Recent Litigation Client Requests:
  • Life insurance expert for consulting on duty of care owed by a broker.
Click the green button above to contact Expert for a free initial screening call regarding expert testimony, litigation consulting and support, forensic services, or any related expert witness services.  A few litigation needs include product liability, personal injury, economic loss, intellectual property (patent, trademark, trade secret, copyright), and insurance matters.  Remember, your initial screening call to speak with Expert is free.

Market Research:
Expert is an author and speaker who is nationally recognized in the life insurance field.

Click the green button above to contact Expert for a free initial screening call regarding your marketing research, industry research, and company research needs.  For research needs involving multiple experts or secondary research, a Research Director can be assigned to coordinate the work into a custom report for you as a potentially quicker and more cost effective alternative to doing this work yourself or hiring a boutique consultancy.  Remember, your initial screening call to speak with Expert is free.

Additional Skills and Services:

He has developed and written approximately 10 continuing education courses on life insurance related topics. He has also moderated continuing education courses for the Life Underwriters Training Council (LUTC) and the Society of Financial Service Professionals (SFSP).

Supplier and Vendor Location and Selection

Expert has worked with a number of insurance companies and vendors. He is a good resource in assisting in finding the right resources to help with a producer's practice.

Other Skills and Services

He is a frequently consulted expert on life insurance in the media. He is an expert at analyzing an existing or proposed life insurance policy and uses financial analytics to review policies (these include present value and internal rate of return calculations).


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