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 Expert  726325

Expert in Lending (Commercial and Residential), Banking, Finance, Economics, and Securities

Available for your Consulting and Expert Witness Needs

Illinois (IL)
Education Work History Career AccomplishmentsPublicationsConsulting Services Expert Witness Market Research

Summary of Expertise:

Listed with other top experts in: 

Expert has been a Banking Executive for over 20 years, with a clientele list that includes some of the largest financial institutions in the world. Over the last two decades, he has worked in a variety of roles with a number of banks, including Deutsche Bank AG, JP Morgan Chase, Mitsu-Nippon, and ING, just to name a few. Expert has knowledge in all facets of lending, including, but not limited to, Agra-lending, Commercial Real Estate, Residential Mortgage, Auto, Consumer, Mezzanine, Syndication, and Participation. Furthermore, he has origination, underwriting, servicing, and portfolio management experience, and has consulted with several institutions over the past 10 years on these and other topics. With over a dozen cases that have been testified and deposed in, Expert has the testimony experience in State, Federal, Civil, Criminal, and Bankruptcy courts throughout the country.

Expert has worked with the FDIC in resolution of non-performing assets from insolvent banks.

Being a C.F.A., Level III, and having actively managed an $8B portfolio consisting of a variety of securities, he is very well-versed on the MBS market, its composition, and performance issues. He is also well-versed with regards to securities finance, and the inner-workings of most trading houses.

He has managed $2B loan portfolios, as well as an $8B securities portfolio.

Expert has prior arbitration experience, as well as extensive knowledge of securities lending.


agricultural lending


bank procedure




portfolio management


business analysis


business ethics


business management


commercial real estate


commercial real estate appraisal


commercial real estate economics


commercial real estate practice


direct auto loan




real estate


real estate development


real estate economics


real estate finance


residential building construction


residential housing


residential property


retail banking


Federal Deposit Insurance Corporation


mortgage backed security


securities finance




securities arbitration

Show Secondary and Basic Areas of Expertise
Expert may consult nationally and internationally, and is also local to the following cities: Chicago, Illinois;  Rockford, Illinois;  Aurora, Illinois;  Naperville, Illinois;  Joliet, Illinois;  Elgin, Illinois;  South Bend, Indiana;  Gary, Indiana;  Milwaukee, Wisconsin;  and Kenosha, Wisconsin.

Year   Degree   Subject   Institution   Honors
1994   M.B.A.   Economics   LaSalle University   Summa Cum Laude
1990   B.A.   Economics   University of Illinois  

Work History:
Years   Employer   Department   Title   Responsibilities

2004 to





Managing Director


Consulting and acting as an expert witness for cases involving Banking, including all facets of lending, underwriting, servicing, and origination.

2006 to 2007


Merrill Lynch & Co.


Business Services




Managed a portfolio of approximately $100MM, with duties including originating and underwriting transactions.

2002 to 2004


Centier Bank



Credit Manager


Managed the Credit Department, including the bank holding company's securities portfolio.

1994 to 2002


Midwest Equities, LLC.





Responsible for all originations, underwriting, and saleability of all transactions originated by the firm.

Career Accomplishments:

C.R.A., C.M.E., Ch.E.


C.R.A., C.M.E., Ch.E.

Professional Appointments

Board of Directors, University of Illinois Alumni Association.

Publications and Patents Summary

Two publications, several articles published on various think-tank sites.

Government Experience:
Years   Agency   Role   Description
2008 to   State of Illinois   Consultant   He advised the State of Illinois in their case against Countrywide Home Loans and their unfair lending practices.

Consulting Services:
Selected Consulting Examples:
  • He worked with Fremont Investment & Loan in 2004 to prepare for the securitization and eventual sale of both the Commercial loans and Residential loans originated by Fremont.
  • In late 2007, early 2008, he worked with JP Morgan Chase in the due diligence team that acquired Bear Stearns loan portfolios in 2008.
  • By mid-2008, he worked with Bank of America on the due diligence team to review and valuate the Merrill Lynch & Co. loan and securities portfolios.
Click the green button above to contact Expert for a free initial screening call regarding your expert consulting needs.  Expert is available for consulting to corporate, legal and government clients.  Remember, your initial screening call to speak with Expert is free.

Expert Witness:
Expert Witness Experience Summary:
He has performed expert witness services for 4 cases now, and currently working with the State of Illinois in a suit against a large banking firm for fraudulent credit practices.
Recent Litigation Client Requests:
  • Missouri Commerical Lending Unerwriting expert for consulting on Due Diligence.
  • Expert for consulting on Banking and Underwriting
  • Agricultural lending expert witness for consulting on Salmons Inc.
  • Lending expert for consulting on and/or testifier.
  • ERISA securities & investment expert for litigation.
  • Comercial loan underwriting expert for consulting on and/or litigation ti review commercial loan underwriting and address standards.
Click the green button above to contact Expert for a free initial screening call regarding expert testimony, litigation consulting and support, forensic services, or any related expert witness services.  A few litigation needs include product liability, personal injury, economic loss, intellectual property (patent, trademark, trade secret, copyright), and insurance matters.  Remember, your initial screening call to speak with Expert is free.

International Experience:
Years   Country / Region   Summary
2005 to 2007   Deutsche Bank   He brought in the appropriate industry specialists and financing partners as needed. In addition, had a hands-on approach to the business with strong credit, business development and negotiating skills. He was able to execute the various transactions from start to finish and demonstrated his credit, structuring and underwriting acumen to clients and senior management.
2004 to 2004   Sumitomo Mitsui Bank   He was a key member of the private equity sponsor finance team and responsible for managing a national team of originators, underwriters and portfolio managers. Worked with the Managing Director to implement a middle-market strategy for the organization's equity sponsor coverage.
2002 to 2013   International Monetary Fund   Expert still works as a consultant for World Bank and the International Monetary Fund as an advisor in a variety of capital market and sovereign lending issues.
2002 to 2013   Bank of England   Expert works with the Bank of England regarding several compliance and lending issues as a consultant and advisor.

Language Skills:
Foreign Language  

Market Research:
Consulted with the biggest of banking institutions for various projects, including Deutsche, Credit Suisse, JP Morgan, and others.

Click the green button above to contact Expert for a free initial screening call regarding your marketing research, industry research, and company research needs.  For research needs involving multiple experts or secondary research, a Research Director can be assigned to coordinate the work into a custom report for you as a potentially quicker and more cost effective alternative to doing this work yourself or hiring a boutique consultancy.  Remember, your initial screening call to speak with Expert is free.

Additional Skills and Services:

Chartered Financial Analyst, Level III; Chartered Economist; Certified Credit Manager.

Other Skills and Services

The combination of his banking background, educational experience, and prior expert testimony enables him to add value to most banking cases.


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