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 Expert  727445

Expert in Escrow Fraud, Escrow Negligence, Escrow Embezzlement, Standards of Care in Escrow

Available for your Consulting and Expert Witness Needs

California (CA)
Education Work History Career AccomplishmentsPublicationsConsulting Services Expert Witness Market Research

Summary of Expertise:

Listed with other top experts in: 

Expert has over 35 years experience working in the title and escrow industry. Certified by the California Escrow Association as a Senior Escrow Officer and Instructor, she is a Director to the California Escrow Association as well as past president of a regional escrow association. Edited the California Escrow Association book I and II. She has created and conducted audits for the state of California (Northern and Southern) and Hawaii for a major title and escrow company. She has conducted audit reporting and as a claims officer concerning embezzlement, regulatory, forms and practices compliance. Escrow Advisory Officer for Northern and Southern California, implementing company policies, training, programs, and drafting company documents. Author of many articles and speaker on the standards of care concerning the practice of escrow. Closed thousands of many types of real estate related escrows from beginning to end.


Show Secondary and Basic Areas of Expertise
Expert may consult nationally and internationally, and is also local to the following cities: San Jose, California;  San Francisco, California;  Sacramento, California;  Oakland, California;  Stockton, California;  Fremont, California;  Modesto, California;  Salinas, California;  Santa Rosa, California;  and Hayward, California.

Year   Degree   Subject   Institution   Honors
2014   Certificate   Escrow Practices   California Escrow Association   Certificate
2013   Certificate   Title & Escrow Legislation, Real Estate Fraud, Trust Law, Embezzlement   California Escrow Associaton  
2012   Certificate   Reverse Mortgages, Mortgage Fraud, Escrow Claims, Title Legislation   California Escrow Association  
2011   Certificate   Lender Instructions, Avoiding the Courtroom, Foreclosure & Bankruptcy   California Escrow Association  
2010   Certificte   New Laws & New Cases   California Land Title Association  

Work History:
Years   Employer   Department   Title   Responsibilities

2005 to 2008


Alliance Title Company


California and Nevada


Director of Escrow Operations


She was responsible for providing advice to all escrow agents, escrow operations managers and county managers concerning escrow issues. Created and conducted audit reporting program. Processed complaints from the California Department of Insurance.

2002 to 2005


Ticor Title Company


Santa Clara and San Mateo County


County Manager and Escrow Advisory


She was responsible for recruiting of escrow agents. Processing of escrow claims and providing advisory to escrow personnel.

2000 to 2002


New Century Title Company




Claims and Escrow Advisory Officer


She provided ongoing education courses to escrow agents. Filed escrow rates with the California Department of Insurance. Handled escrow claims. Drafted company forms, including general provisions.

1999 to 2000


American Title Company


Santa Clara, California


Escrow Operations Manager


She evaluated escrow files and counseled escrow personnel concerning adherence to industry stanards and regulatory compliance. Investigaed and reported defalcations.

1988 to 1999


Mercury Company


Legal and underwriting department


Vice President


She performed state wide auditing of escrow files for compliance with underwriting guidelines, and escrow standards of care. Processed extra risk transactions. Chair of company practices committee. Advisory to escrow personnel. Columnist for the company newspaper.

1985 to 1989


First American Title


Fremont, CA


branch manager and escrow officer


She conducted employees reviews. Revamped branch operations system. Monitored profit and losses for the branch. Processed escrows.

1977 to 1985


Valley Title Company


Cambrian Park, CA


branch manager and escrow officer


She processed and closed escrow transactions. She managed the branch operations.

1974 to 1977


First American Title


San Jose, CA


escrow secretary


She processed and closed escrow transactions under the supervision of an escrow officer.

Career Accomplishments:

American Escrow Association, California Escrow Association, Escrow Association of Santa Clara Valley, Forensic Expert Witness Association


Certified Senior Escrow Officer, Certified Escrow Instructor

Professional Appointments

President of Escrow Association of Santa Clara Valley, Director to the California Escrow Association, Forensic Expert Witness Association board member, California Escrow Association Forms and Practices committee secretary, Editor to the California Escrow Association News committee

Publications and Patents Summary

She has published over 15 articles in the California Land Title Association, California Escrow Association, Forensic Expert Witness Association News, and Escrow Association of Santa Clara Valley

Selected Publications and Publishers  
 - California Escrow Association  
 - California Land Title Association  

Government Experience:

Consulting Services:
Selected Consulting Examples:
  • Audited hundreds of files and prepared spread sheet containing information pulled from the escrow files in a manner to easily compare and identify regulatory compliance issues.
  • Audited file and prepared report that was used for a declaration in a court case.
  • After reviewing the subject escrow files, helped attorney prepare responses to interrogatories.
  • After examining the lender instructions, provided explanation of terms used by the lender and how they relate to an escrow transaction.
  • Interviewed victims to obtain information and documents to prepare reports for court filings.
Click the green button above to contact Expert for a free initial screening call regarding your expert consulting needs.  Expert is available for consulting to corporate, legal and government clients.  Remember, your initial screening call to speak with Expert is free.

Expert Witness:
Expert Witness Experience Summary:
Provided escrow expertise while preparing to defend against class action lawsuits while working at title/escrow company. Was deposed as Person Most Knowledgeable from title/escrow company. Declared the expert witness for plaintiff and defendant.
Recent Litigation Client Requests:
  • California escrow expert for consulting on negligence and fraud by a senior escrow officer.
  • Expert for consulting on short sale fraud.
  • How can i locate an expert in california to review an escrow file for issues for consulting on see above.
  • Expert in California escrow handling standard of care for consulting on standard of care issues.
  • Escrow expert for consulting on escrow dating procedures.
  • Escrow expert for breach of escrow instructions.
  • Title insurance expert issues.
  • Expert for consulting on Title as it relates to "Wild Deed" and Title after Judgment.
Click the green button above to contact Expert for a free initial screening call regarding expert testimony, litigation consulting and support, forensic services, or any related expert witness services.  A few litigation needs include product liability, personal injury, economic loss, intellectual property (patent, trademark, trade secret, copyright), and insurance matters.  Remember, your initial screening call to speak with Expert is free.

International Experience:

Language Skills:

Market Research:
With the recent economic crisis created by the sub prime lending practices, straw-buyesr and other fraudulent activities in the real estate industry, I am able to review and analyze an escrow file for compliance of industry standards of care. Analyze lender, buyer, seller and borrower instructions for compliance.

Click the green button above to contact Expert for a free initial screening call regarding your marketing research, industry research, and company research needs.  For research needs involving multiple experts or secondary research, a Research Director can be assigned to coordinate the work into a custom report for you as a potentially quicker and more cost effective alternative to doing this work yourself or hiring a boutique consultancy.  Remember, your initial screening call to speak with Expert is free.

Additional Skills and Services:

Created and delivered many courses in the field of escrow for company employees. I have created many courses and been a guest speaker for the California Escrow Association conferences, regional escrow association meetings and other industry related associations.

Supplier and Vendor Location and Selection

Escrow is a service industry and does not use vendors.

Other Skills and Services

I am able to re-balance an escrow file for comparison of the disbursement record against the closing statements. I can provide definitions of escrow terminology.


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